Finance Information

Spread the cost.
Specifically designed finance to meet your needs.

We are now able to offer you Interest Free (0%) finance to help spread the cost of your purchases for up to 12 months. Depending on the amount you spend, there are options for you to choose the deposits and the length from 10% deposit to 12 months.

Finance Information

Spread the cost.
Specifically designed finance to meet your needs.

We are now able to offer you Interest Free (0%) finance to help spread the cost of your purchases for up to 12 months. Depending on the amount you spend, there are options for you to choose the deposits and the length from 10% deposit to 12 months.


How does Finance work?

Step 1:
Simply add your desired items to your basket. In order to qualify for finance, your basket must come to a total of at least £400. If you're under this amount, add additional items until your items exceed £400.
Step 2:
Once you're at the checkout fill out all of the required information and select the 'Apply for Finance' payment method. Once you hit 'Pay Now' you will be automatically redirected to the Finance Application page. Enter your details and choose the finance option that suits your needs.
Step 3:
Once you're happy with your selection, click the final 'Apply for Finance' button. This will redirect you to the finance provider, where you'll be given a decision.
Step 4:
Once your application has been accepted, you'll be asked to pay a deposit and you'll be given a clear breakdown confirmation of the monthly repayments.
Step 5:
Bike Stop will receive your order and dispatch your ordered items.

Frequently Asked Questions

Q: Why should I choose finance?
A: You should choose finance with Bike Stop because we offer:
  • a number of finance packages at 0% APR Representative
  • a range of deposits and lengths from 10% up to 12 months
  • a clear breakdown confirmation of your monthly repayments
  • no hidden fees and you pay off your finance early at any time
Q: How do I apply for finance?
A: In order to apply for finance, add your desired items to your basket and choose the 'Apply for Finance' option at checkout. In order to qualify for finance your order must come to £400.
You can read our step-by-step guide on how finance works.
Q: What requirements must I meet to apply?
A: In order to qualify for finance, you must:
  • have a good credit history
  • be employed or retirned and have considered your ability to afford and sustain the repayments
  • be a permanent UK resident, over 18 and able to supply 3 years of address history
  • have a debit or credit card
Q: How much can I borrow?
A: You can borrow upto £15,000 using our Finance option. To qualify for finance, your order must come to a minimum of £400.
Q: Do I have to pay a deposit?
A: Yes, you will have to pay a deposit on all finance options.
  • 6 Months, 0% APR: Deposit of 10%
  • 9 Months, 0% APR: Deposit of 15%
  • 12 Months, 0% APR: Deposit of 20%
Q: How are the payments paid?
A: All monthly payments are paid by direct debit from your personal bank account.
Q: What lengths of payment are available?
A: Lengths of payment are dependent on how much you're spending. If you spend:
  • £400 or more, you are entitled to a payment length of 6 Months, at 0% APR Representative
  • £600 or more, you are entitled to a payment length of 9 Months, at 0% APR Representative
  • £800 or more, you are entitled to a payment length of 12 Months, at 0% APR Representative
Q: Can I pay my finance off early?
A: Yes, you are able to pay your finance off early, at any time you like.
Q: Can I use discount codes when paying via Finance?
A: No, you are not able to apply any discount or coupon code when paying via Finance.